Government employees deserve extra protection beyond PhilHealth.

MediCard’s Government HMO Plan offers:

Comprehensive inpatient and outpatient coverage
Emergency care at accredited hospitals nationwide
Benefits designed to complement PhilHealth and lessen personal expenses
Government HMO Plan Presentation

This plan provides peace of mind for public servants and their families, ensuring quality care with minimal out-of-pocket costs.

Highlights of the Proposed LGU Packaged HMO

Based on our Government Employee Plan, the program provides the following core benefits and premium options:

Coverage

Benefit Limit

Notes

In-Patient Care (room & board, doctors, diagnostic & therapeutic services)

Out-Patient Care (consultation, diagnostics, minor surgery)

Emergency Care (accident & illness)

Preventive & Wellness Services

Annual Premium per Employee

YeUp to ₱100,000 per illnesss

Full coverage in network

Full coverage in accredited hospitals nationwide

Annual Physical Exam, routine tests

₱7,000 (group rate)

Covers hospital confinement and professional fees in accredited facilities

Includes specialist consultations

Reimbursement for non-accredited emergencies

Promotes early detection and health maintenance

Rates may be adjusted based on census and coverage customization

This plan is designed to complement PhilHealth benefits and ease medical expenses for your employees. Minimum number to enroll is 300 employees

Why Choose Us (Government HMO Version)

Comprehensive Coverage

Enjoy full inpatient and outpatient care — from consultations to diagnostic and therapeutic services — designed to meet the needs of government employees and their families.

Emergency Care Nationwide

Access accredited hospitals across the Philippines for accidents and illnesses, with full coverage and reimbursement options for non-accredited facilities.