Comprehensive Health Protection for Your Team

Keep your workforce healthy, secure, and cared for. Our corporate health plans provide reliable coverage for your employees — from routine care to critical protection — so your team can perform at their best.

Nationwide hospital networks • Licensed advisors

Corporate HMO

Protect your employees and their families with MediCard SME CHOICE—a flexible, membership-fee–based health care program tailored to small and medium enterprises.

Packages scale to your workforce size while providing nationwide access to MediCard’s accredited hospitals, clinics, and doctors.

In-Patient / Hospitalization

No cash deposit on admission; private/semi-private room & board; doctors’ fees; surgery & anesthesia; ICU; X-ray & labs; medicines; blood transfusion; up to Maximum Benefit Limit (MBL).

Emergency Care

24/7 accredited hospital access; reimbursement for non-accredited hospitals (80% up to ₱30k); foreign emergency reimbursement (100% up to ₱30k); ambulance services.

Outpatient Care

Unlimited consultations, minor surgery, specialist referrals, X-ray/labs, therapy sessions (10/year), cataract extraction, anti-rabies/tetanus/venom doses, allergy testing, etc.

Preventive Care

Annual physical exam (APE), routine immunizations (excl. vaccines), health counseling, medical history tracking.

Dental

Annual oral prophylaxis, consultations, simple extractions, gum treatment, emergency dental, TMJ consults, restorative/prosthodontic consults.

Added Services

e-MediCard portal, 24/7 call center, virtual ID, utilization reports for HR.

Corporate HMO

Protect your employees and their families with MediCard SME CHOICE—a flexible, membership-fee–based health care program tailored to small and medium enterprises.

Packages scale to your workforce size while providing nationwide access to MediCard’s accredited hospitals, clinics, and doctors.

5–19 Employees

Full core benefits with flexible MBL and pre-existing coverage options

20–49 Employees

Same benefits, ideal for growing SMEs needing cost-efficient group coverage

50–199 Employees

Designed for larger workforces, includes extensive dreaded-disease coverage and generous MBL settings

*Exact MBL, premium rates, and pre-existing condition options are tailored per company and quoted after workforce profiling.

Why Choose SME Choice

Comprehensive

Scales with your business size and budget.

No Hidden Fees

Membership fee-based with clear refund schedule for early termination.

Employee Wellness

Annual physical exams and preventive care encourage a healthy, productive team.

For a personalized proposal and premium quotation, contact Health Fund PH to schedule a consultation.

With comprehensive care designed for modern workplaces, we help you keep your people healthy, protected, and ready to perform at their best.

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